Aylmer, Hull and Gatineau real estate and homes for sale in Quebec - Philip LeMay, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Philip LeMay qualified in the top 1% in sales volume with Royal LePage across Canada in 2006,2007,2008 and 2009. ( approx. 14 000 agents.)

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Best Wishes for your continued success
demonstrated your committment. Throughout, your tact and courtesy were very much appreciated... Gérald R. Skinner Ambassador
Gérald R. Skinner Ambassador
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Philip LeMay is one of The Top Selling Real Estate Experts™
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Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Philip LeMay's Group/Le Groupe Philip LeMay
Buyer's agent, sale coordinator, listing coordinator, messenger/photographe expert
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Get Free Presentation On My Home Marketing.

Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed. There is a vast range in skills, experience, and track records!

A "Listing Presentation" is an industry term for the formal presentation that a real estate agent makes to prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! I would love the opportunity to make such a presentation to you.

I'll visit your home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how I would propose to sell your home, for as much as the market will bear, and within your time frame. I will tell you where I will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top real estate agent that can extensively market your home online!

And you'll find out what your home is worth, too, because part of my presentation will include a CMA (Comparative Market Analysis) of your home. I'll compare your home to others like it that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home.

I make free presentations and prepare CMAs for prospective home sellers every day. I've literally done hundreds, and I know exactly what puts a big SOLD sign in your front yard.

I'd love the chance to make a presentation for you. It is totally free and without any obligation. Call me! Or fill out this form and I will get back to you quickly... 

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School Reports in Aylmer, Hull and Gatineau, Quebec
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Quebec Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Aylmer, Hull and Gatineau 



Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
What makes the structure of the Hoover Dam unusual?

A 
The Hoover Dam was built to last 2,000 years, and is constructed of concrete that will not be fully cured for another 500 years.
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Philip LeMay, REALTOR®, real estate agents and broker for Aylmer, Hull and Gatineau, Quebec home listings, property and land for sale - NUMBER1EXPERT(tm)

Philip LeMay
Royal Lepage Vallee de L'Outaouais PL

152 Principale, Gatineau, QC J9H 3M8
500 Gréber, suite 104, Gatineau , QC J8T 7W3
Phone: 819-684-2000
Fax: 819-684-3000
Email: philiplemay@NUMBER1EXPERT.com

www.philiplemay.com


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