Real Estate Offers for Aylmer, Hull and Gatineau, Quebec Provided by Philip LeMay

Philip LeMay qualified in the top 1% in sales volume with Royal LePage across Canada in 2006,2007,2008 and 2009. ( approx. 14 000 agents.)

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Very happy with the professional way our home sale was handle.
Clyde and Beatrice MacTavish
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School Reports in Aylmer, Hull and Gatineau, Quebec

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Schools in Aylmer, Hull and Gatineau

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What might happen to the Empire State Building in extreme weather?
A	The Empire State Building can sway several feet to either side when buffeted by a severe windstorm or rainstorm.
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Philip LeMay, REALTOR®, real estate agents and broker for Aylmer, Hull and Gatineau, Quebec home listings, property and land for sale - NUMBER1EXPERT(tm)

Philip LeMay
Royal Lepage Vallee de L'Outaouais PL
152 Principale, Gatineau, QC J9H 3M8
500 Gréber, suite 104, Gatineau , QC J8T 7W3
Phone: 819-684-2000
Fax: 819-684-3000
Email: philiplemay@NUMBER1EXPERT.com
www.philiplemay.com

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