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Philip LeMay qualified in the top 1% in sales volume with Royal LePage across Canada in 2006,2007,2008 and 2009. ( approx. 14 000 agents.)

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You were honest and offered good tips
I got asking price within 3 days.
Nicole Ratté
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Philip LeMay is one of The Top Selling Real Estate Experts™
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Buyer's agent, sale coordinator, listing coordinator, messenger/photographe expert
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Aylmer, Hull and Gatineau real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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School Reports in Aylmer, Hull and Gatineau, Quebec
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Quebec Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Aylmer, Hull and Gatineau 



Real Estate Tips
Pricing >Making Intelligent Pricing Decisions

Pricing your home is one of the most important decisions you must make when selling your property. Some sellers want to price their home based on the return they would like on their initial investment, while others will base the price on what they need to buy their new home. Location, condition, and accessibility are three other variables that will affect the price of a property.

It is crucial to price your home correctly from the beginning, because it may not sell if it is overpriced. Don't make the mistake of thinking that you can reduce the price later. By this time you will have already lost many potential buyers. The motivation of the seller is a very important factor affecting the pricing decision. The higher the seller's motivation, the lower the price, and low motivation usually means a higher price.

The state of your local real estate market is one of the strongest determining factors when pricing your home. A professional real estate agent will be able to guide you through the pricing pitfalls with a written market analysis that includes the selling prices for similar homes in your area.

See All Tips In The "Pricing" Category >
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Real Estate Trivia
Q 
What 6,500 seat American theater was the location for the scene where the original 1933 King Kong breaks his chains onstage?

A 
The famous Shrine Auditorium in Los Angeles, built by the Shriners in 1906 to resemble an exotic Arabian mosque.
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Philip LeMay, REALTOR®, real estate agents and broker for Aylmer, Hull and Gatineau, Quebec home listings, property and land for sale - NUMBER1EXPERT(tm)

Philip LeMay
Royal Lepage Vallee de L'Outaouais PL

152 Principale, Gatineau, QC J9H 3M8
500 Gréber, suite 104, Gatineau , QC J8T 7W3
Phone: 819-684-2000
Fax: 819-684-3000
Email: philiplemay@NUMBER1EXPERT.com

www.philiplemay.com


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